Justin Taylor is a seasoned insurance professional with over 25 years of experience in the industry, specializing in marine and industrial accounts. His career began in 1998 with one of the largest self-insured retention carriers in Louisiana, where he developed a well-rounded foundation working across multiple departments including claims, underwriting, loss prevention, and engineering/surveys. This early exposure to various facets of insurance operations helped shape his comprehensive understanding of risk management and client service.
Following his time in Louisiana, Justin returned to his hometown of Fairhope, Alabama, where he served for 18 years as Vice President and Producer at an independent insurance agency. During this time, he honed his expertise in complex commercial accounts, with a particular focus on large-scale marine and industrial risks. His ability to provide tailored insurance solutions for high-exposure industries earned him a strong reputation among clients and industry peers.
In 2023 Justin took the next step in his professional journey by founding Tidewater Insurance Agency. His vision was to create a firm that combined deep industry knowledge with responsive, client-focused service. Since its founding, it has grown under his leadership, attracting a dedicated team of professionals who share his commitment to excellence. Together, they help clients secure competitive, comprehensive coverage that protects their operations and supports long-term success.
Justin is a 1997 graduate of Spring Hill College, where he cultivated the values of integrity, hard work, and community that continue to guide his professional and personal life. He lives in Fairhope with his wife, Susan, and their two daughters. His oldest, Virginia Kate (20), is currently attending the University of Alabama, and his youngest, Madeline (16), is a sophomore at Fairhope High School. Outside of work, Justin enjoys all sports, spending time outdoors, and cherishing time with his family.
Justin’s leadership, industry expertise, and personal dedication have made him a trusted partner for businesses navigating the complex landscape of marine and industrial insurance.
Harper Kranz serves as the Vice President of Tidewater Insurance Agency, LLC, where he brings more than 16 years of comprehensive experience in the insurance industry. A graduate of Troy University, Harper earned a Bachelor of Science in Business Administration with a concentration in Risk Management and Insurance, providing him with a strong academic foundation that complements his extensive field expertise.
Throughout his career, Harper has demonstrated a steadfast commitment to delivering client-centered solutions and fostering trust-based relationships. His strategic leadership and in-depth industry knowledge have been instrumental in driving Tidewater’s growth, operational efficiency, and long-term vision. In his role as Vice President, Harper oversees key business functions, supports the development of innovative insurance solutions, and plays a pivotal role in mentoring team members and enhancing client engagement.
Widely respected for his professionalism and integrity, Harper is passionate about creating value for both clients and colleagues. His approach emphasizes long-term partnerships, responsiveness, and personalized service tailored to each client’s unique needs.
Outside the office, Harper enjoys spending quality time with his family. He has been married to his wife, Amy, for 10 years, and together they reside in Fairhope, Alabama, with their 6-year-old son, Armistead. In his free time, Harper is an avid outdoorsman who enjoys golf, hunting, and fishing—activities that reflect his appreciation for balance, nature, and tradition.
Justin Taylor is a seasoned insurance professional with over 25 years of experience in the industry, specializing in marine and industrial accounts. His career began in 1998 with one of the largest self-insured retention carriers in Louisiana, where he developed a well-rounded foundation working across multiple departments including claims, underwriting, loss prevention, and engineering/surveys. This early exposure to various facets of insurance operations helped shape his comprehensive understanding of risk management and client service.
Following his time in Louisiana, Justin returned to his hometown of Fairhope, Alabama, where he served for 18 years as Vice President and Producer at an independent insurance agency. During this time, he honed his expertise in complex commercial accounts, with a particular focus on large-scale marine and industrial risks. His ability to provide tailored insurance solutions for high-exposure industries earned him a strong reputation among clients and industry peers.
In 2023 Justin took the next step in his professional journey by founding Tidewater Insurance Agency. His vision was to create a firm that combined deep industry knowledge with responsive, client-focused service. Since its founding, it has grown under his leadership, attracting a dedicated team of professionals who share his commitment to excellence. Together, they help clients secure competitive, comprehensive coverage that protects their operations and supports long-term success.
Justin is a 1997 graduate of Spring Hill College, where he cultivated the values of integrity, hard work, and community that continue to guide his professional and personal life. He lives in Fairhope with his wife, Susan, and their two daughters. His oldest, Virginia Kate (20), is currently attending the University of Alabama, and his youngest, Madeline (16), is a sophomore at Fairhope High School. Outside of work, Justin enjoys all sports, spending time outdoors, and cherishing time with his family.
Justin’s leadership, industry expertise, and personal dedication have made him a trusted partner for businesses navigating the complex landscape of marine and industrial insurance.
Harper Kranz serves as the Vice President of Tidewater Insurance Agency, LLC, where he brings more than 16 years of comprehensive experience in the insurance industry. A graduate of Troy University, Harper earned a Bachelor of Science in Business Administration with a concentration in Risk Management and Insurance, providing him with a strong academic foundation that complements his extensive field expertise.
Throughout his career, Harper has demonstrated a steadfast commitment to delivering client-centered solutions and fostering trust-based relationships. His strategic leadership and in-depth industry knowledge have been instrumental in driving Tidewater’s growth, operational efficiency, and long-term vision. In his role as Vice President, Harper oversees key business functions, supports the development of innovative insurance solutions, and plays a pivotal role in mentoring team members and enhancing client engagement.
Widely respected for his professionalism and integrity, Harper is passionate about creating value for both clients and colleagues. His approach emphasizes long-term partnerships, responsiveness, and personalized service tailored to each client’s unique needs.
Outside the office, Harper enjoys spending quality time with his family. He has been married to his wife, Amy, for 10 years, and together they reside in Fairhope, Alabama, with their 6-year-old son, Armistead. In his free time, Harper is an avid outdoorsman who enjoys golf, hunting, and fishing—activities that reflect his appreciation for balance, nature, and tradition.